q4 2019 + q1 2020
the importance of looking after yourself in all aspects of life cannot be overemphasised in normal times let alone in 2020. you want to live like you only require 25% of your strength. all these companies, businesses and even individuals struggling after only a month of quarantine really brings to light the extent of the living pay check to pay check problem. when you drive around dundee there are surprisingly a lot of new jaguars and range rovers roaming around. these vehicles cost £35,000+ but the majority of these are leased for hefty interest payments. for example if someone is paying £600 a month towards a car, a quarter of this is likely to be interest.
even if you’re making a respectable £3,000 post tax income it quickly becomes apparent that losing ones job would be catastrophic when you factor in a mortgage on a house too large for them.
I choose to drive a 2006 car even though I could comfortably buy a range rover outright without faffing around with monthly payments. this allows me flexibility because looking after myself means I can look after people I care about. for example a close family member got into a spot of trouble 6 months ago with £6,100 worth of payday loans charging 1300% annual interest. at first I thought it was a sick joke but when I realised the severity of the situation I paid it off for them.
q4 2019 and q1 2020 dividend income:
| income | expenses | total | |
|---|---|---|---|
| p2p side hustle oct | £20.90 £150.54 | - - | £20.90 £150.54 |
| p2p side hustle nov | £27.14 £65.40 | - £19.24 | £27.14 £46.16 |
| p2p side hustle dividends other interest dec | £14.63 £95.17 £744.01 £175 £16.32 | - - £86.33 - - | £14.63 £95.17 £657.68 £175 £16.32 |
| q4 2019 total | £1,203.54 |
| income | expenses | total | |
|---|---|---|---|
| p2p side hustle dividends other jan | £18.52 £190.10 £33.99 £6 | - - - - | £18.52 £190.10 £33.99 £6 |
| p2p side hustle interest feb | £26.39 £194.90 £33.81 | - £21.95 - | £26.39 £172.95 £33.81 |
| p2p side hustle dividends interest mar | £12.65 £131.70 £1,249.72 £22.97 | - - £49.45 - | £12.65 £131.70 £1,200.27 £22.97 |
| q1 2020 total | £1,849.35 |
I also regularly give charitable donations to various organisations.
another reason to look after yourself apart from being able to look after your loved ones is that no one else will look after you. like many NHS workers being on the covid team has not given me any time to buy chicken, toilet paper or rice when there was a serious shortage late March. the only “benefit” we have had is “free” parking which normally costs me £50 a month and quite honestly should be free anyway.
our research unit published a peer reviewed article on covid19 which I’ll leave the link to:
investing properly will ensure a consistent stream of dividends come rain or shine. if dividends are still paid by companies/funds during one of the worst investment times in history then they are likely to stay. make sure you look after yourself and try not to get too carried away by the scaremongering by the media.
Hello ukdoctoronfire.com webmaster, Thanks for the informative post!
Hi ukdoctoronfire.com administrator, You always provide useful tips and best practices.
Hi ukdoctoronfire.com owner, Your posts are always on point.
To the ukdoctoronfire.com owner, Your posts are always well-delivered and engaging.
To the ukdoctoronfire.com admin, You always provide in-depth analysis and understanding.
Hello ukdoctoronfire.com admin, Thanks for the well-structured and well-presented post!
Hello ukdoctoronfire.com admin, Your posts are always well-timed and relevant.
To the ukdoctoronfire.com admin, Thanks for the well-written and informative post!
Hello ukdoctoronfire.com owner, You always provide key takeaways and summaries.
To the ukdoctoronfire.com administrator, Great content!
Dear ukdoctoronfire.com owner, Keep up the good work, admin!
Hello ukdoctoronfire.com owner, Your posts are always on topic and relevant.
To the ukdoctoronfire.com administrator, Thanks for the great post!
Dear ukdoctoronfire.com webmaster, You always provide in-depth analysis and understanding.
Hello ukdoctoronfire.com admin, You always provide great examples and real-world applications, thank you for your valuable contributions.
To the ukdoctoronfire.com admin, Well done!
To the ukdoctoronfire.com webmaster, You always provide practical solutions and recommendations.
Hi ukdoctoronfire.com webmaster, Your posts are always well researched.
Hi ukdoctoronfire.com owner, Good to see your posts!
Hello ukdoctoronfire.com admin, Thanks for sharing your thoughts!
Hello ukdoctoronfire.com administrator, Thanks for the well-structured and well-presented post!
To the ukdoctoronfire.com administrator, Good to see your posts!
Dear ukdoctoronfire.com administrator, Your posts are always well written.
Hello ukdoctoronfire.com webmaster, Thanks for the well-structured and well-presented post!
To the ukdoctoronfire.com admin, Well done!
Dear ukdoctoronfire.com admin, Thanks for the educational content!
Hello ukdoctoronfire.com owner, Your posts are always well-balanced and objective.
Dear ukdoctoronfire.com admin, Your posts are always informative and well-explained.
Dear ukdoctoronfire.com owner, Your posts are always insightful and valuable.
Dear ukdoctoronfire.com webmaster, You always provide useful tips and best practices.
Hi ukdoctoronfire.com administrator, Your posts are always well-delivered and engaging.
To the ukdoctoronfire.com admin, Thanks for the valuable information!
To the ukdoctoronfire.com admin, Your posts are always a great source of knowledge.
Hello ukdoctoronfire.com admin, Your posts are always well-supported by research and data.
Hi ukdoctoronfire.com owner, You always provide useful information.
Hi ukdoctoronfire.com owner, Thanks for sharing your thoughts!
Hello ukdoctoronfire.com owner, Your posts are always well-written and engaging.
Hi ukdoctoronfire.com admin, You always provide great examples and real-world applications.
Hi ukdoctoronfire.com owner, Your posts are always well written.
Hi ukdoctoronfire.com webmaster, You always provide great examples and real-world applications.
To the ukdoctoronfire.com admin, Your posts are always a great source of knowledge.
Hello ukdoctoronfire.com admin, Thanks for the well-researched and well-written post!
This is a great, inspiring article. I am pretty pleased with your good work. You provided really helpful information. wurinet2.com
To the ukdoctoronfire.com admin, Your posts are always well written.
Hello ukdoctoronfire.com owner, You always provide helpful diagrams and illustrations.
Hi ukdoctoronfire.com webmaster, You always provide in-depth analysis and understanding.
To the ukdoctoronfire.com owner, Your posts are always on topic and relevant.
To the ukdoctoronfire.com admin, You always provide in-depth analysis and understanding.
Hello ukdoctoronfire.com owner, Your posts are always a great source of knowledge.
To the ukdoctoronfire.com administrator, Your posts are always well written and informative.
https://pfm.opendl.org/tube/yourlust/ – Yourlust
Dear ukdoctoronfire.com admin, Your posts are always on topic and relevant.
Hello ukdoctoronfire.com webmaster, Keep the good content coming!
Dear ukdoctoronfire.com owner, You always provide useful tips and best practices.
Wow, awesome weblog layout! How long have you been blogging for?
you make running a blog look easy. The total glance of your site is fantastic, as smartly as the content!
You can see similar here najlepszy sklep