Earning £2,000 per month – Is it possible?
At some point in your life, you have probably heard one of your friends or colleagues retell the story of how they hit the jackpot on stock “XYZ” or how they made £20,000 in one day on an awesome spread bet that went their way. Both examples highlight how easy and accessible it is for the general public to dabble on the stock market. However, the reality is most retail traders lose money. It doesn’t help that we are constantly being bombarded with advertisements from brokers of all sizes to part with our hard earned cash and trade on their financial products available (which makes sense given they make more money the more trades you execute). This process is all the more enticing given the “teaser” offers that are available to newcomers. It is therefore all the more important not to believe in the hype, and to do your own research and understand what you are getting yourselves into, whether it is through buying stocks on the FTSE100 or going short on Crude oil using a spread bet or CFD (contract for difference).
Despite the risks involved, investing in the financial markets has a crucial part to play in achieving financial independence. It goes without saying that having an interest and fundamental understanding of the financial markets is essential in building that healthy retirement nest egg and generating a relatively sizeable amount of passive income. As an illustration of the herculean task we all face, let’s imagine we set ourselves the target of earning £2,000 a month in passive income. How large does our portfolio have to be in order to achieve this? If we assume a dividend yield of 4% per annum and ignoring any potential appreciation of the assets held, then we would need a portfolio of £600,000:
$latex Portfolio = 12 (\frac{2000}{0.04}) = 600,000 $
I should caveat that my example above does not take into account of any potential appreciation (and depreciation) of the value of the portfolio itself, or of the potential tax implications and trading costs involved. If your portfolio is held in an ISA (individual savings account) then rest assured any capital gains are exempt from capital gains tax (CGT) and dividends are not caught under the new dividend tax regime.
It’s almost incredulous to imagine a normal working professional being able to save up anywhere near this amount in a reasonable period of time. I hope my example illustrates the difficulties that lie ahead, but it was by no means meant to discourage you (or even myself!)
Simply a smiling visitant here to share the love (:, btw great design. “Individuals may form communities, but it is institutions alone that can create a nation.” by Benjamin Disraeli.
Este site é realmente fascinate. Sempre que acesso eu encontro coisas incríveis Você também vai querer acessar o nosso site e saber mais detalhes! Conteúdo exclusivo. Venha descobrir mais agora! 🙂
Thanks for all your efforts that you have put in this. very interesting information.
I just wanted to develop a word in order to appreciate you for all the awesome facts you are placing on this site. My incredibly long internet search has finally been rewarded with professional facts and strategies to talk about with my co-workers. I would state that that most of us readers actually are undoubtedly fortunate to dwell in a notable place with so many awesome people with beneficial principles. I feel truly lucky to have seen the website page and look forward to really more thrilling minutes reading here. Thank you once again for all the details.
Thank you, I have just been looking for information about this subject for a long time and yours is the best I have discovered so far. However, what in regards to the bottom line? Are you positive in regards to the source?
The following time I learn a weblog, I hope that it doesnt disappoint me as a lot as this one. I imply, I know it was my choice to learn, but I really thought youd have something fascinating to say. All I hear is a bunch of whining about one thing that you could fix for those who werent too busy on the lookout for attention.
You are my aspiration, I have few web logs and rarely run out from to post .
I¦ll immediately grasp your rss feed as I can’t in finding your email subscription link or newsletter service. Do you’ve any? Please let me recognize in order that I could subscribe. Thanks.
I will immediately clutch your rss feed as I can not in finding your e-mail subscription link or e-newsletter service. Do you have any? Please permit me recognise in order that I may subscribe. Thanks.
Your style is so unique compared to many other people. Thank you for publishing when you have the opportunity,Guess I will just make this bookmarked.2
Woh I like your posts, saved to my bookmarks! .
What i don’t understood is actually how you are no longer actually a lot more neatly-liked than you may be right now. You are so intelligent. You already know therefore significantly in the case of this matter, made me in my view imagine it from a lot of numerous angles. Its like men and women are not fascinated except it is something to accomplish with Girl gaga! Your personal stuffs nice. All the time care for it up!
I was examining some of your posts on this website and I conceive this website is real informative ! Continue putting up.
704933 113373Hi there! Good stuff, please do tell me when you finally post something like this! 325289
969663 910844Ill proper away grasp your rss feed as I cant in obtaining your e-mail subscription hyperlink or e-newsletter service. Do youve any? Please let me realize so that I could subscribe. Thanks. 584164
867998 421517Some truly amazing content material on this web website , appreciate it for contribution. 197821
999220 310214Thanks for the write up! Also, just a heads up, your RSS feeds arent working. Could you take a look at that? 876223
obviously like your website however you need to test the spelling on quite a few of your posts. A number of them are rife with spelling issues and I find it very bothersome to tell the truth then again I will surely come again again.
Hey There. I found your blog using msn. This is a very well written article. I will make sure to bookmark it and return to read more of your useful information. Thanks for the post. I will certainly comeback.
736137 54931quite nice post, i undoubtedly adore this amazing website, carry on it 792621
212819 188946Beneficial information and outstanding design you got here! I want to thank you for sharing your tips and putting the time into the stuff you publish! Excellent function! 339167
332784 975664Hmm is anyone else having difficulties with the images on this blog loading? Im trying to figure out if its a issue on my finish or if its the blog. Any responses would be greatly appreciated. 700480
825190 158272Woh I like your content material , saved to bookmarks ! . 277652
355005 859641Typically I do not read post on blogs, however I would like to say that this write-up extremely forced me to take a look at and do so! Your writing taste has been surprised me. Thank you, quite great post. 890455
751223 615814Can anyone aid me out? It is going to be significantly appreciated. 580190
739467 254617I gotta favorite this internet site it seems handy . 360692
235588 21613Its hard to find knowledgeable individuals on this subject, but you sound like you know what you are talking about! Thanks 802353
Hey just wanted to give you a quick heads up and let you know a few of the pictures aren’t loading correctly. I’m not sure why but I think its a linking issue. I’ve tried it in two different web browsers and both show the same results.
97983 843919learning toys can enable your kids to develop their motor skills quite easily;; 106218
460551 29396Wow, incredible blog structure! How lengthy have you ever been blogging for? you made running a weblog look easy. The full appear of your internet site is fantastic, nicely the content material! 294105
245692 347882Music began playing any time I opened this website, so frustrating! 999560
832465 333191Id have to talk to you here. Which isnt something Which i do! I love to reading a post that really should get folks to feel. Also, thank you for permitting me to comment! 967774
212376 733542This design is incredible! You certainly know how to keep a reader amused. Between your wit and your videos, I was almost moved to start my own weblog (well, almostHaHa!) Fantastic job. I truly loved what you had to say, and a lot more than that, how you presented it. Too cool! 990346
314884 619785I tried to submit a comment earlier, although it has not shown up. I will remember this. 851880
759170 134391Id need to consult you here. Which is not some thing It is my job to do! I spend time reading an post that may get men and women to think. Also, many thanks for permitting me to comment! 144300
299333 950834I will right away grab your rss feed to remain up to date on any succeeding articles you may write 485823
948739 753167Perfectly composed content material , thankyou for entropy. 536524
837862 690052Just wanna remark which you have a very nice internet web site , I like the layout it truly stands out. 823384
498063 470693Nicely picked details, a lot of thanks to the author. Its incomprehensive in my experience at present, nonetheless in common, the convenience and importance is mind-boggling. Regards and all the best .. 690367
709832 645442you can have an perfect weblog correct here! would you prefer to make some invite posts on my weblog? 179520
236803 807347great . Thanks for informations . Ill be back. Thanks once more 896663
276737 944368I like this internet website extremely much, Its a really nice post to read and get info . 182801
527902 688092This really is one extremely interesting post. I like the way you write and I will bookmark your weblog to my favorites. 4622
155634 686292It is difficult to get knowledgeable men and women within this topic, nevertheless, you appear to be guess what happens youre dealing with! Thanks 231350
887759 126472Greetings! This really is my 1st comment here so I just wanted to give a quick shout out and let you know I genuinely enjoy reading by way of your blog posts. Can you recommend any other blogs/websites/forums that deal with exactly the same topics? Thank you so a lot! 283986
74643 497708Bereken zelf uw hypotheek. Hypotheek berekenen? Maak snel een indicatieve berekening van het maximale leenbedrag van uw hypotheek. 793739
619267 230169hello admin, your website pages pattern is simple and clean and i like it. Your articles are incredible. Remember to keep up the very good function. Greets.. 840283
Excellent post. I absolutely love this website. Keep it up! youubbe.me
Wow that was odd. I just wrote an really long comment but after I clicked submit my comment didn’t show up. Grrrr… well I’m not writing all that over again. Regardless, just wanted to say great blog!
I wanted to thank you for this wonderful read!! I definitely
loved every little bit of it. I have you saved as a favorite to look
at new stuff you post…
It’s enormous that you are getting thoughts from this article as well
as from our dialogue made at this time.
I have learn several good stuff here. Certainly price bookmarking for revisiting. I wonder how so much attempt you place to make this kind of great informative site.
I’ve been exploring for a bit for any high-quality articles or blog posts on this sort of area . Exploring in Yahoo I at last stumbled upon this web site. Reading this info So i am happy to convey that I have a very good uncanny feeling I discovered just what I needed. I most certainly will make sure to don’t forget this site and give it a look on a constant basis.
Wow, fantastic blog layout! How long have you been blogging for?
you made blogging look easy. The overall look of
your website is fantastic, as well as the content!
An interesting discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. To the next. Cheers
Hello just wanted to give you a quick heads up. The words in your article seem to be running off the screen in Internet explorer. I’m not sure if this is a format issue or something to do with browser compatibility but I thought I’d post to let you know. The style and design look great though! Hope you get the issue solved soon. Kudos
I believe this web site holds some real great info for everyone :D. “Nothing great was ever achieved without enthusiasm.” by Ralph Waldo Emerson.
It’s in fact very difficult in this full of activity
life to listen news on Television, therefore I only use web
for that purpose, and take the hottest information.
I blog frequently and I genuinely thank you for your content.
The article has really peaked my interest. I am going to book mark your website and keep checking for new details about once a week.
I opted in for your RSS feed as well.
My homepage vpn special coupon
Thank you for the good writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you! However,
how can we communicate?
Visit my homepage vpn special code
Very interesting details you have observed, regards for posting.
Thanks , I have just been looking for info approximately this subject for ages and yours is the greatest I have came upon so far. However, what in regards to the bottom line? Are you sure about the supply?
Thanks, I’ve just been looking for information approximately this subject for a while and yours is the greatest I’ve discovered so far. However, what about the conclusion? Are you positive concerning the source?
Please let me know if you’re looking for a article author for your weblog. You have some really good posts and I believe I would be a good asset. If you ever want to take some of the load off, I’d absolutely love to write some content for your blog in exchange for a link back to mine. Please blast me an e-mail if interested. Thank you!